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Apply for the Iddeal credit card today. The application process is easy and takes only a few minutes. Once you are approved* and have received your account information, you can begin enjoying all the benefits of your Iddeal credit card account. Curious about the program's terms and conditions? Click here for a detailed look at the current costs for the Iddeal credit card account. *Subject to credit approval.

Important information when applying for an account: To apply you must: Be at least 18 years of age, Have a valid government-issued photo ID, and Have a U.S. Social Security Number. You agree that this application and any information you submit to Comenity Capital Bank may be shared with and retained by Iddeal.


The program offers:

  • A wide range of simple payment plans to finance your jewelry purchase today†
  • Budget friendly monthly payments
  • No prepayment penalties
  • No annual fee*
  • Fast and easy application process

†Promotional financing available with Iddeal Credit Card Accounts offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Minimum purchase and minimum monthly payments are required. Subject to credit approval. See Store for Details.

*Standard variable Purchase APR of 28.99%, based on Prime Rate. Minimum Interest charges are $2.00 per credit plan.